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Appraisal Products:  Single Family Residence

 

Condition and Marketability Report FHLMC 2070

  • Summary appraisal report that conforms to USPAP requirements
  • General condition of the subject property and marketability factors reported
  • Current market conditions of the neighborhood included
  • Option for upgrade path as adverse factors are observed
  • No estimate of market value
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Property Inspection Report FNMA 2075

  • Exterior inspection of the subject property from the street
  • Report consists of limited subject property and marketability factors
  • No estimate of market value
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Exterior Only Inspection Residential Appraisal Report FNMA 2055

  • Summary appraisal report documentation, but includes extensive property information
  • Quantitative adjustments to comparable sales provided
  • Estimate for a specific value included
  • Increase efficiency and reduce costs
  • Detailed comparable grid includes all important components for adjustment
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Uniform Residential Appraisal Report (URAR) FNMA 1004

  • Most comprehensive collateral assessment product offered
  • Market value trends, supply and demand and marketing times are all considered
  • Indicated value by cost approach provided
  • Sales comparison analysis grid with indicated value by sales comparison approach included
  • Detailed comparable grid includes fence, pool, porch, patio, deck, garage/carport, heating/cooling and functional utility
  • Quantitative adjustments to comparable sales
  • Estimate for a specific market value included
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Field Review Report FNMA 2000

  • Assists in determining the completeness and accuracy of the data in an appraisal report
  • Verifies accuracy of market value as of the effective date of original report
  • Includes comprehensive analysis to determine the completeness and accuracy of all appraisal components
  • Provides additional comparable sales if the sales utilized in the original report were not comparable to subject
  • Provides a market supported estimate of value if the original value was considered not reasonable
  • Includes a signed Appraiser's Certification
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